Terms of Service for American Rate Hub

Last Updated: March 3, 2026

1. Acceptance of Terms

By accessing americanratehub.com, you agree to be bound by these Terms of Service. These terms apply to all US-based owner-operators and fleet managers using our platform to seek commercial financing.

2. Services Provided (Broker & Lead Generation Disclaimer)

American Rate Hub is NOT a bank, lender, or financial institution. We operate as a commercial loan broker and financial lead generator. Our service is to connect you with our network of third-party funding partners, such as ROK Financial and National Business Capital (NBC), who may provide the actual capital.

3. Pro Fleet Calculator (Estimates Only)

The results provided by our Pro Fleet Calculator are purely estimates based on current market trends and the data you provide. These figures are not a "guaranteed offer" or a "commitment to fund." Final loan terms and rates are determined solely by our third-party funding partners after a full credit review.

4. Eligibility

Our services are only available to legal residents of the United States who are at least 18 years of age and operate a commercial logistics or trucking business.

5. Limitation of Liability

To the maximum extent permitted by law, American Rate Hub and its strategist, Michael, shall not be liable for any financial losses, business interruptions, or damages arising from your use of our website or the services provided by our third-party funding partners.

6. Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States.

7. Contact Information

For questions regarding these terms, contact:

• Strategic Lead: Michael

• Email: support@americanratehub.com

• Phone: +1-213-592-5814