Privacy Policy for American Rate Hub

Effective Date: March 3, 2026

1. Introduction

Welcome to American Rate Hub (americanratehub.com). We are committed to protecting the privacy of our users, specifically US-based owner-operators and logistics fleet managers. This Privacy Policy outlines how we collect, use, and safeguard your financial and personal information.

2. Information We Collect

We collect information that you voluntarily provide through our Pro Fleet Calculator and contact forms:

  • Personal Identity: Full Name and Business Persona.

  • Contact Information: Business Email and US Phone Number.

  • Financial & Equipment Data: Credit profile estimates, truck type (Tractors/Trailers), mileage, and desired loan amount.

3. How We Use Your Information

Your data is used specifically to:

  • Generate accurate fleet loan estimates via our proprietary algorithms.

  • Facilitate high-ticket commercial financing through our verified third-party funding partners.

  • Improve our website’s SEO and user experience for the US trucking niche.

4. Data Sharing & Third-Party Disclosure

American Rate Hub is a lead generation and financial consulting firm, not a direct lender. To fulfill your funding requests, we share your data with our authorized partners, including but not limited to ROK Financial and National Business Capital (NBC). We do not sell your data to unrelated third-party marketers.

5. TCPA Compliance & Communication Consent

By submitting your information, you provide express written consent for American Rate Hub and its partners to contact you via telephone, SMS/text messages, and email. This includes automated technology for the purpose of providing financial quotes.

6. Data Security

We implement industry-standard encryption and security measures (SSL) to ensure your sensitive financial data remains protected from unauthorized access.

7. Contact Us

For privacy-related inquiries, contact: