1. The Zero-Brokering Mandate
Standard lead-generation companies operate by aggregating homeowner data and auctioning it to multiple unverified contractors. This creates a predatory environment resulting in endless spam calls and exposure to storm-chasers.
American Rate Hub (ARH) strictly prohibits this practice. Under our Zero Data-Brokering Mandate, your information is never sold, auctioned, or distributed to third-party marketing agencies. Your data exists solely to establish a secure, one-to-one connection with a legally verified institutional builder in your specific jurisdiction.
2. Actuarial Data Collection
To engineer accurate forensic matches, our systems require specific data inputs. This collection is minimized to functional necessities:
- Sector Coordinates: 5-Digit Zip Codes are processed to pull NOAA NEXRAD radar telemetry and municipal building code requirements.
- Property Metrics: Structural footprint size, current shingle materials, and approximate asset age to formulate actuarial baselines.
- Identity Tokens: Full legal name, secure email, and mobile line strictly for dispatching verified audit files and authorizing the senior auditor connection.
3. Vendor Shield Operations
ARH serves as a firewall between the homeowner and the roofing industry. When a scan is initialized, the following routing occurs:
Execution Protocol
Your data is routed exclusively to ONE (1) contractor entity that has actively passed our rigorous Top 5% State-Vetted matrix. This entity has proven possession of $1,000,000+ General Liability insurance and pristine ethical records. No other entity is granted access to your file.
4. Enterprise Encryption & Storage
We recognize that property and contact data are highly sensitive. ARH deploys institutional-grade security measures:
- All transmissions occur over forced SSL/TLS encrypted channels.
- Backend database architecture utilizes AES-256 encryption standards.
- Automated purging protocols clear unverified or abandoned inquiries from our servers to prevent data stagnation.
5. State Legal Rights (CCPA/CPRA)
In compliance with the California Consumer Privacy Act (CCPA), the Texas Data Privacy and Security Act (TDPSA), and applicable federal mandates, you retain absolute authority over your data profile.
You hold the right to request full disclosure of the specific contractor your data was routed to, and the right to request immediate deletion (The Right to be Forgotten) from our central databases.
Legal Inquiries / Data Deletion