American Rate Hub operates as a restricted independent verification authority. We collect entity-level data including state licensing credentials, active insurance certificates, and operational metadata to facilitate our proprietary 5-point audit.

Unlike traditional lead-generation marketplaces, American Rate Hub does NOT rent, sell, or trade contractor data to third-party marketing firms. Data utilization is restricted strictly to identifying "Verified" status for public homeowner safety reports.

In full compliance with the California Consumer Privacy Act (CCPA) and US Federal standards, all registered entities maintain the statutory right to audit, rectify, or purge their professional records from our database by contacting the compliance office.